## Agreement
By using FinanceChannelser, you agree to these Terms of Use.
## Educational purpose
Content is for general information only. It is not insurance advice, legal advice, tax advice, or a recommendation to buy or cancel any policy.
## No broker relationship
Unless explicitly stated, we are not acting as your insurance agent, broker, or fiduciary.
## Accuracy
We aim for careful reporting, but insurance products, underwriting rules, and prices change. Verify details with a licensed professional and the insurer before making decisions.
## User conduct
You agree not to misuse the site, attempt unauthorized access, scrape in a way that disrupts service, or post unlawful content through available forms.
## Intellectual property
Site content is owned by FinanceChannelser or its licensors and may not be copied for commercial reuse without permission.
## Third-party links
We may link to external sites. We are not responsible for their content or practices.
## Limitation of liability
To the fullest extent permitted by law, FinanceChannelser is not liable for decisions made based on site content or for interruptions, errors, or third-party advertising.
## Changes
We may revise these terms. Continued use of the site after changes means you accept the updated terms.